Insights Into Strengthening Your Business Before Crisis

Simon Cathro

Most small business owners invest their own money long before a bank ever backs them. But when financial hardship strikes, many discover that their personal investment isn’t protected. In this episode of Season 5 of “The Cut”, Simon Cathro sits down with former insolvency lawyer and Krodok founder Matthew Kelly to explain why thousands of Australian business owners unknowingly leave themselves exposed when lending money to their own companies.

They discuss director loans, PPSR registrations, business restructuring, insolvency, and why getting the legal foundations right early can make the difference between surviving financial distress and losing everything. Whether you’re starting a business, growing one, or simply want to better protect what you’ve built, this episode offers practical advice every business owner and advisor should understand.

Key Points:

Why documenting director loans properly can dramatically improve restructuring options.
How secured loans give business owners greater control during insolvency.
Why prevention is significantly cheaper than trying to fix problems later.

Links

Cathro & Partners are experts in providing insolvency and restructuring services that help to create and preserve business value and enable individuals to make a fresh start. The firm specialises in restructuring, turnaround, personal and corporate insolvency, safe harbour, secured enforcement services, government advisory services and pre-lending services.

For a confidential discussion on any of the above, please reach out to one of our experts.

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