Financial pressure is a reality for many Australians right now. Higher household costs, interest rates and other financial pressures can put significant strain on individuals and families. Of course, financial pressure does not mean someone will commit fraud. Most people experiencing financial difficulty will never do anything dishonest. But from
Financial pressure is a reality for many Australians right now. Higher household costs, interest rates and other financial pressures can put significant strain on individuals and families. Of course, financial pressure does not mean someone will commit fraud. Most people experiencing financial difficulty will never do anything dishonest. But from
For many individuals, bankruptcy provides an opportunity to draw a line under financial difficulties and make a fresh start. While discharge, which generally occurs after three years, is a significant milestone, it is important to understand that some obligations and issues can continue beyond the discharge date. One of the
For many individuals, bankruptcy provides an opportunity to draw a line under financial difficulties and make a fresh start. While discharge, which generally occurs after three years, is a significant milestone, it is important to understand that some obligations and issues can continue beyond the discharge date. One of the
A construction business can be profitable on paper and still run out of cash. In this episode of The Cut, host Chris Bergin speaks with Victor Zhou, a fractional CFO specialising in the construction sector, about why cash flow problems develop, how builders and developers can identify them early, and
A construction business can be profitable on paper and still run out of cash. In this episode of The Cut, host Chris Bergin speaks with Victor Zhou, a fractional CFO specialising in the construction sector, about why cash flow problems develop, how builders and developers can identify them early, and
When an insolvency practitioner is appointed to a small or medium enterprise (“SME”), a consistent pattern emerges in relation to the owner’s investment in the company. In the majority of cases, the business owner has put a substantial amount of their own money into the business, typically drawn from savings,
When an insolvency practitioner is appointed to a small or medium enterprise (“SME”), a consistent pattern emerges in relation to the owner’s investment in the company. In the majority of cases, the business owner has put a substantial amount of their own money into the business, typically drawn from savings,
Emerging Insolvency Risks, Asset Recovery Challenges and Potential Widespread Fraud Indicators June 2026 The trucking industry is and will remain for some time, the critical backbone of the Australian economy. Supply chains depend on it. Businesses depend on it. Without it, the country stops. Yet despite this dependence, or perhaps
Emerging Insolvency Risks, Asset Recovery Challenges and Potential Widespread Fraud Indicators June 2026 The trucking industry is and will remain for some time, the critical backbone of the Australian economy. Supply chains depend on it. Businesses depend on it. Without it, the country stops. Yet despite this dependence, or perhaps
A petitioning creditor is a person or entity to whom a debtor owes money and who takes legal action by filing a creditor’s petition with the court to have the debtor declared bankrupt. This is a formal process to recover a debt that has not been paid, usually after the expiry of
A petitioning creditor is a person or entity to whom a debtor owes money and who takes legal action by filing a creditor’s petition with the court to have the debtor declared bankrupt. This is a formal process to recover a debt that has not been paid, usually after the expiry of
What the numbers are telling us — and what it means for businesses already carrying structural stress At Cathro & Partners, we deliver financial, strategic, commercial and operational solutions to support businesses and their advisers. Our work gives us a particular vantage point on what is happening beneath the surface
What the numbers are telling us — and what it means for businesses already carrying structural stress At Cathro & Partners, we deliver financial, strategic, commercial and operational solutions to support businesses and their advisers. Our work gives us a particular vantage point on what is happening beneath the surface
From 2 February 2026, residential addresses of company officeholders no longer appear on company extracts purchased through ASIC. The reform has been presented as a privacy and safety measure aimed at reducing identity theft and cyber-enabled risks. ASIC has confirmed that residential address information will continue to be collected and
From 2 February 2026, residential addresses of company officeholders no longer appear on company extracts purchased through ASIC. The reform has been presented as a privacy and safety measure aimed at reducing identity theft and cyber-enabled risks. ASIC has confirmed that residential address information will continue to be collected and
The Small Business Restructuring (SBR) framework has quickly become one of the most widely used mechanisms available to financially stressed SMEs. From only a handful of appointments in FY21, uptake has expanded to almost 3,000 SBR appointments in FY25, now representing a substantial proportion of all formal insolvency appointments across Australia. As the use of SBR
The Small Business Restructuring (SBR) framework has quickly become one of the most widely used mechanisms available to financially stressed SMEs. From only a handful of appointments in FY21, uptake has expanded to almost 3,000 SBR appointments in FY25, now representing a substantial proportion of all formal insolvency appointments across Australia. As the use of SBR
As FY25 comes to a close, it presents an opportunity to reflect on the past 12 months—on earlier forecasts, actual outcomes, and the broader conditions shaping the year ahead. Inflation and labour shortages have remained key challenges across the economy. According to ASIC data, these pressures have had a marked
As FY25 comes to a close, it presents an opportunity to reflect on the past 12 months—on earlier forecasts, actual outcomes, and the broader conditions shaping the year ahead. Inflation and labour shortages have remained key challenges across the economy. According to ASIC data, these pressures have had a marked
